The Backer Law Firm, LLC Kansas City Personal Injury Lawyer | Independence MO Employment Law Attorney 2026-05-27T12:08:52Z https://www.backerlaw.net/feed/atom/ WordPress On Behalf of The Backer Law Firm, LLC <![CDATA[Serious Missouri rideshare crashes: Insurance and injury claims]]> https://www.backerlaw.net/?p=47137 2026-05-22T12:10:03Z 2026-05-27T12:08:52Z How rideshare insurance works Missouri treats Uber and Lyft operators as transportation network company drivers with tiered insurance based on app status. When the app is off, the driver’s personal auto policy usually applies. When the app is on and the driver is waiting for a request, contingent liability coverage may apply if personal insurance denies coverage. Once a ride is accepted or a passenger is in the vehicle, a larger commercial policy, often up to one million dollars, may apply in a serious crash.

Building your rideshare accident claim

After a rideshare collision, the critical steps below can protect your health and preserve important evidence.
  • Report the crash: Contact police so they can document the scene and create an official report.
  • Photograph evidence: Capture vehicles, injuries, road conditions and app screenshots showing trip details and driver status.
  • Collect information: Obtain names, contact details and insurance information for every driver and relevant witness.
  • Seek medical care: Get an immediate medical evaluation so records clearly link your injuries to the collision and document all symptoms.
In some cases, those harmed in a rideshare accident may pursue a claim against the at-fault driver for medical costs, lost income and other damages. Depending on coverage and fault, that claim may involve the rideshare driver, another motorist or rideshare insurance. Legal support can help you pursue all available options for compensation, allowing you to move forward with confidence.]]> On Behalf of The Backer Law Firm, LLC <![CDATA[Do you need to go to court to resolve your injury case?]]> https://www.backerlaw.net/?p=47134 2026-05-18T09:12:19Z 2026-05-21T09:11:24Z Most injury claims never reach a courtroom A large share of personal injury cases in Missouri end through a settlement rather than a trial. National court data shows that approximately 95% of civil cases resolve before trial, and Missouri follows this same general pattern. Insurance companies often have reasons to settle claims within a fair range rather than risk a larger jury award. You, as the injured party, may also benefit from a faster outcome that spares you months or even years of drawn-out legal proceedings. A quicker resolution can also reduce the emotional toll that comes with an unresolved claim hanging over your life.

Settlement negotiations follow a structured path

After you file a claim, an attorney typically begins by looking into the details of the accident and the extent of your injuries. This review helps build a full picture of how the crash affected your health, your income and your daily life. Once this is complete, your side will send a demand letter to the at-fault party's insurance carrier. This lays out the facts of the case, your medical treatment and the amount of money you are seeking. The insurance company then reviews the claim and often responds with an offer. A period of back-and-forth discussion follows, usually taking weeks or months depending on how complex the injuries are and how much coverage is available. If those direct talks stall, many cases move to mediation. In this step, a neutral third party meets with both sides to help find common ground and work toward a deal that both can accept. Missouri's civil court system also supports mediation and other alternative dispute resolution methods before trial.

Some disputes still require a trial

Not every case can reach a fair result through negotiation alone. When the carrier refuses to offer a reasonable amount or denies that its insured was at fault, filing a lawsuit may be the most practical next step. Certain types of cases are more likely to end up in court. Disputes that involve severe injuries, shared fault or more than one liable party can create issues that make reaching a agreement harder. Cases where the long-term medical outlook is unclear may also stall because neither side can agree on what future costs will look like. Going to trial does not always lead to a worse result for you. A jury that hears all the evidence may award money that covers the full scope of your losses, including harms that the insurer refused to address during negotiations.]]> On Behalf of The Backer Law Firm, LLC <![CDATA[Why collision crush injuries are often catastrophic]]> https://www.backerlaw.net/?p=47133 2026-05-08T09:05:12Z 2026-05-13T09:04:20Z Why are crush injuries so severe? Crush injuries cause severe tissue damage, including nerve damage in many cases. The bones of the affected body part may break into tiny pieces. Muscles and connective tissue may also sustain significant damage. People with crush injuries are at risk of compartment syndrome. They may require surgery to treat their traumatic injuries. In many cases, medical professionals determine that the amputation of the affected body part may be the only effective treatment option available. Regardless of whether a crush injury causes permanent nerve damage or leads to an amputation, the injured party may experience a noticeable increase in their lifetime medical expenses. They may also face a significant reduction in their long-term earning potential. Insurance coverage is often insufficient for catastrophic car crash injuries. Reviewing the collision circumstances and injuries sustained with a legal professional can potentially help those with crush injuries and similar, catastrophic injuries pursue the optimal amount of compensation available. A personal injury lawsuit can help those with permanent injuries recoup the profound financial impact of a car crash.]]> On Behalf of The Backer Law Firm, LLC <![CDATA[Crimes in basement bathrooms at bars and restaurants]]> https://www.backerlaw.net/?p=47131 2026-04-24T12:05:55Z 2026-04-29T12:04:43Z Patrons may not be safe on their way to the bathroom Jokes about how women go to the bathroom in groups often come up at mixed-sex social gatherings. However, when looking at the opportunistic crimes possible at bars, nightclubs and similar establishments, the benefits of going in a group become more apparent. Darker spaces closed off from where patrons and employees can see are an ideal location for muggings and assaults. Inebriated patrons may stumble to the bathrooms, only to end up followed by someone with criminal intentions. Bars, nightclubs and restaurants can easily predict these sorts of crimes, but many choose not to modernize their facilities or improve security practices. The decision to ignore obvious hazards can lead to a business’s liability for a crime that occurred on its premises. If a crime does occur that results in medical expenses, property damage losses and other losses, such as lost wages, those affected by opportunistic public crimes may have grounds for a premises liability lawsuit. Reviewing what led to a violent crime near the bathrooms of a bar or restaurant with as skilled legal team could help injured patrons hold unsafe businesses responsible for exposing them unnecessarily to the risk of criminal activity.]]> On Behalf of The Backer Law Firm, LLC <![CDATA[This common maneuver causes many intersection crashes]]> https://www.backerlaw.net/?p=47130 2026-04-10T11:51:07Z 2026-04-15T11:50:30Z Every intersection is essentially an opportunity for a collision. When vehicles traveling in different directions cross paths, mistakes and oversights can lead to serious wrecks. Drivers generally need to ensure that they monitor their surroundings carefully and follow all applicable traffic laws as they approach intersections. Unfortunately, even performing legal maneuvers can increase the likelihood of an intersection collision. One common choice at intersections has a strong association with preventable collisions.

Left turns are relatively risky

Turning left at an intersection is generally legal unless there is signage posted prohibiting the maneuver. Many intersections feature special lanes and designated lights for left turns to reduce traffic congestion and collision risks. While left turns are common and sometimes necessary, they are also relatively dangerous. Researchers estimate that over 60% of the collisions that occur at intersections involve at least one driver completing a left turn. Other drivers may misjudge their speed of approach or may fail to properly monitor their surroundings, leading to devastating crashes. They may choose not to yield the right-of-way or come to a complete stop as they approach the intersection. They may then strike a turning vehicle from the side. A side-impact or T-bone collision can cause significant injuries and even fatalities. They are likely to leave the vehicle unsafe to drive as well. The costs generated by injuries and property damage can go well beyond the insurance coverage carried by the at-fault driver. Those injured after attempting to turn left may have grounds to hold the driver who hit them accountable. Reviewing the circumstances of a left-turn collision can help people understand their legal rights.]]> On Behalf of The Backer Law Firm, LLC <![CDATA[3 signs of emotional abuse in nursing homes]]> https://www.backerlaw.net/?p=47129 2026-03-27T12:31:06Z 2026-04-01T12:30:47Z When you place a family member in a nursing home, you trust the staff to treat them with care and respect. However, emotional abuse may still happen and it can be difficult to detect. To protect your loved one, you need to look past general moods and identify specific behaviors that signal psychological trauma.

1. Emotional distress

Fear and anxiety can be normal when someone first moves into a new environment. Still, observe whether your loved one seems scared around nursing home staff or if they appear unusually despondent more than usual. Note if they easily startle, avoid eye contact or begin trembling when a specific caregiver enters the room. If you see regressive behaviors, such as thumb-sucking or rocking back and forth, these may be subconscious coping mechanisms for intimidation or harassment.

2. Behavioral changes

Noticeable shifts in your loved one’s demeanor can also signal emotional harm. Watch for mood swings and changes in their eating or sleeping habits, which may indicate that the facility staff is neglecting their needs. If they always seem tired, have low energy or have lost significant weight, it may be due to a lack of sleep or a loss of appetite. If left unchecked, these behavioral changes can lead to more serious health issues.

3. Social withdrawal

If your loved one suddenly stops talking to you when you visit or consistently chooses to be alone, someone may be coercing or threatening them into silence. Pay attention if they seem unusually quiet or reluctant to discuss their living conditions, especially if they hesitate or filter their answers when you ask about their care. A staff member insisting on staying in the room during your private visit can also be a red flag.

How can you protect your loved ones?

While you should take warning signs of emotional maltreatment or any kind of elder abuse seriously, remember that signs are not definitive proof that the abuse happened.  Before taking action, gather more information by encouraging open communication and making your loved one feel heard. You can also visit the facility at random times to observe how caregivers and staff interact with residents.  If you suspect abuse is occurring, possible steps include documenting incidents, contacting support services and exploring protective measures such as restraining or protective orders. These measures are intended to help reduce the risk of further harm.]]> On Behalf of The Backer Law Firm, LLC <![CDATA[What are your legal rights after losing your vision?]]> https://www.backerlaw.net/?p=47126 2026-03-16T08:45:23Z 2026-03-19T08:44:39Z Blunt force trauma to your head or face can change your life in seconds. A hard hit from a car crash, fall or assault can damage your eye or the nerves connected to it. In some cases, your injury may heal. In others, your vision loss may become permanent. In Missouri, these injuries raise serious medical and legal concerns for you and your family.

How blunt force trauma damages your eye

Blunt force trauma happens when something strikes your eye or head without cutting the skin. A steering wheel, dashboard, baseball bat or a fall onto concrete can cause this injury. The force can bruise your eye, detach your retina or damage your optic nerve. Your optic nerve carries signals from your eye to your brain. If it swells or tears, your vision may fade or disappear completely. You may lose sight right away. You may also notice blurry vision, flashes of light or sudden blindness hours later. Quick treatment may save some of your vision, but doctors cannot always restore it.

Your legal options after a serious eye injury in Missouri

When someone’s careless actions cause your injury, Missouri law may allow you to seek damages. Car crashes, unsafe property and workplace accidents often lead to these claims. Missouri follows a pure comparative fault rule. This means you can still recover money even if you share some blame for the accident. However, the court reduces your final award by your percentage of fault. You must know your deadlines. In Missouri, you generally have five years to file a lawsuit for negligence. However, if someone caused your injury through an intentional act like assault, you only have two years to file under Missouri law.

Understanding your next steps

Losing your vision can feel overwhelming. Your medical care should remain your priority, but learning about your legal rights can help you plan for your future. Severe vision loss often brings high medical bills and lost income that affect you directly. Speaking with a Missouri personal injury attorney can help you track these important deadlines. An attorney can review your situation, explain how state law applies to you and help protect your evidence while it remains fresh.]]> On Behalf of The Backer Law Firm, LLC <![CDATA[Did a car crash break a bone into many small pieces?]]> https://www.backerlaw.net/?p=47127 2026-03-13T10:00:11Z 2026-03-18T09:59:24Z Broken bones are a relatively common car crash injury, and people typically expect to make a rapid and full recovery. However, fractures vary drastically in their severity. Some broken bones are much more expensive and difficult to treat than others.  Collisions that cause crush injuries, situations that apply twisting force to a person's limbs and other unusual circumstances can potentially break a bone into numerous small pieces. When that occurs, the injured person may have a much lengthier and more costly recovery ahead of them. 

Comminuted fractures generally require surgery

When a human bone breaks into many small pieces, medical professionals refer to that as a comminuted fracture. The body generally cannot heal an injury that severe without significant medical intervention.  Surgery is almost always necessary to set the bone. In fact, most comminuted fractures require the surgical placement of medical devices intended to support the bone during its recovery. Pins, rods and plates are likely needed to address a comminuted fracture. The patient may have to undergo a second surgical procedure in the future to remove those devices.  Additionally, the bone may not heal quite as well as it might in a scenario involving a single break to the bone. The injured person may need to address lost future earning potential related to long-term functional limitations caused by a severe fracture.  Basic liability insurance policies may not offer enough coverage to pay for the medical expenses and lost wages that a person with a comminuted fracture incurs. Working with an attorney to file a personal injury lawsuit may be necessary for those with more serious fractures caused by a car wreck.]]> On Behalf of The Backer Law Firm, LLC <![CDATA[Are assaults reasonably predictable at certain businesses?]]> https://www.backerlaw.net/?p=47125 2026-02-27T06:40:18Z 2026-03-04T06:38:45Z Premises liability lawsuits often seek to hold property owners and businesses responsible for negligence. To establish that one party was negligent, it is necessary to prove that other reasonable people could have avoided the same hazards.  An assault at a business is obviously the fault of the party who becomes violent. However, companies can reasonably predict assaults in many cases, as certain types of businesses have a stronger association with violence than others.  If a company operating in a sector with a known risk of on-site assaults does not have adequate security measures in place, the failure to address well-known hazards could constitute negligent security practices. 

What industries see the most violence? 

There are certain types of businesses where violent incidents are more likely to occur than at other businesses. Any place where people consume alcohol, including sports bars and restaurants, could theoretically see fights between patrons.  Retail establishments may see violent encounters if customers fight over the last item in stock or if someone attempts to shoplift from or rob the business. Hospitals and mental health facilities, where people might have volatile interactions or negative responses to medication, also see more violence than other locations.  Businesses that know their patrons could become volatile or that the risk of criminal activity is higher than average may need to invest in adequate security measures to protect their employees and visitors. The failure to do so could provide the basis for a premises liability lawsuit.  Those with injuries and other losses after an assault may have grounds for a premises liability lawsuit. Crime victims could benefit from discussing the scenario with a professional familiar with negligent security litigation.]]> On Behalf of The Backer Law Firm, LLC <![CDATA[3 types of businesses wherein assaults are a serious risk]]> https://www.backerlaw.net/?p=47123 2026-02-13T06:49:33Z 2026-02-18T06:47:55Z 1. Bars and nightclubs The disinhibition that accompanies alcohol impairment can lead to people becoming aggressive with minimal provocation. Arguments at bars and nightclubs may spiral into violent attacks where one person sustains significant injuries.

2. Retail establishments

There are many reasons that assaults might occur in a retail shop. A robbery or shoplifting incident could result in a thief hurting a customer. Angry consumers might lash out at employees or others nearby over items being out of stock or a dispute over who has a claim to the last item in stock.

3. Hospitals and other medical facilities

Health care providers see people experiencing emotional disturbances, chemical impairment and withdrawal from drugs. They also occasionally treat people currently serving a prison sentence. While many violent instances at hospitals and medical facilities target employees, members of the public are also vulnerable when people become unstable and violent. If a business has an increased risk of violent crimes occurring there, taking additional steps to ensure public safety may be necessary. Evaluating the circumstances surrounding an assault at a business could help an injured party pursue a premises liability lawsuit if negligence impacted their situation.]]>